Secure Lifetime Income with Smart ROTH Conversions, Annuities & Tax-Efficient 401K Rollovers
Convert your 401K to a tax-free ROTH and eliminate costly IRMAA penalties. Protect your retirement income from taxes and inflation with personalized strategies
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Meet Safe Money and Income Solutions
At Safe Money and Income Solutions, we help families and individuals take control of their retirement with secure, tax-efficient financial planning strategies. Whether you’re considering a ROTH conversion, planning a 401K rollover, or looking to build tax-free retirement income, our expert team is here to guide you every step of the way.
We specialize in custom ROTH retirement plans, tax-free annuity income, and guaranteed lifetime income strategies designed to help you convert taxable assets to ROTH, eliminate unnecessary taxes, and avoid costly IRMAA penalties. Our proven approach combines tax haven strategies, decumulation planning, and safe money ROTH strategies—all tailored to your unique goals and lifestyle.
Looking for a financial advisor near you who understands ROTH conversion tax-free strategies, tax-free income planning, and how to navigate inflation versus income in retirement? You’ve found the right partner. At Safe Money and Income Solutions, your financial security and peace of mind are our top priority.
Our Expert Services
Retirement Income
Turn your savings into dependable, tax-free lifetime income.
Asset Protection
Defend your retirement from inflation, taxes, and market risk.
Estate Maximization
Pass more to your loved ones, not the IRS.
Qualified Plan Rollovers
Minimize taxes with ROTH rollovers and expert plan transitions.
Better Business Bureau (“BBB”) ratings represent the BBB’s opinion of how a business is likely to interact with its customers. The BBB rating is based on information they are able to obtain about the business, including complaints received from the public. BBB ratings are not a guarantee of a business’s reliability or performance. Robert Kelly has been a member of the BBB since 2016 and pays $52.00/month for the accreditation. Third-party rankings and recognition from rating services and publications do not guarantee future investment success and should not be construed as a current or past endorsement or testimonial of Robert Kelly by any of its clients.
The Safe Money and Income Solutions Advantage
🔹 Over 20 Years of Proven Financial
Expertise
Specializing in ROTH conversions, safe money strategies, and tax-efficient retirement planning designed to deliver measurable results.
🔹 Licensed Independent Financial Advisor Robert Kelly is a trusted, multi-state licensed advisor focused on helping clients convert taxable assets to ROTH and secure long-term, lifetime income.
🔹 Customized, Tax-Free Retirement Solutions
Offering tailored plans including tax-free annuity income, ROTH conversion strategies, and tax haven solutions aligned with your financial goals.
🔹 Recognized Industry Authority
Featured in Forbes, Fox Business, and other national outlets for expertise in IRMAA planning, no-tax rollovers, and guaranteed lifetime income strategies.
🔹 Focused on Financial Clarity and Security
Providing strategic guidance on inflation versus income, taxes in retirement, and income maximization—ensuring confidence at every stage of retirement.
Hear From Our Clients
These are unpaid/solicited testimonials from our current clients who have had a financial relationship with our firm for a number of years and are providing their personal opinions. This may present a conflict of interest as their particular experiences may or may not be the same as another client’s experience. This conflict is mitigated by our financial advisor’s fiduciary duty to tailor each client’s investment objectives to each individual client’s own financial situation. A client testimonial does not guarantee future investment success and should not be indicative that any client or prospective client will experience the same or a higher level of investment performance. Foundations Investment Advisors, LLC is an SEC registered investment adviser. Past performance is not indicative of future results.
Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC-registered investment adviser. Nothing on this website constitutes investment, legal, or tax advice, nor does it suggest any specific security, portfolio, transaction, investment, or strategy is suitable for any particular person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please visit https://adviserinfo.sec.gov and search by our firm name or CRD #175083.